Individual Life & Disability Insurance
Life insurance is an essential part of any financial planning. A variety of policies and limits can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement and more. The type of policy and limits you need will depend on your financial goals.
Disability insurance is just as essential. A study performed by the American Council of Life Insurers showed that a 35-year-old is six times more likely to be disabled than die before they are 65. Disability insurance can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.